At COTA Vet, we accept multiple forms of payment including major credit cards and cash.

While we do expect payment at the time of service, we do understand that alternative payment options may be needed at times

We are happy to help you set up a veterinary payment plan through our partnerships with ScratchPay and CareCredit


CareCredit is a health and wellness credit card that has flexible financing options so you can pay over time. CareCredit works well for sudden expenses but is also then available to cover ongoing or future expenses.

Sign up for CareCredit Now

Scratch Pay

Scratch Pay offers loans through a quick and easy online application. The process is fast and simple and applying does not affect your credit score. This option is ideal for sudden expenses such as surgery or treatment of unexpected illness

Find a Plan Now